Our clients often ask why getting a mortgage requires so much paperwork.  Remember the housing crash of 2008?  The government now mandates all the extra paperwork in hopes of preventing another crash.  Here is the good news to think about when you are digging up paperwork:

The housing crash that mandated that banks be extremely strict on paperwork requirements also allows you to get a mortgage interest rateT as low as 3.43%, the latest reported rate from Freddie Mac.

Source: Keeping Current Matters